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  Payment Option ARM Calculator
Effective Interest Rate4 (Index + Margin): 5.122% Assumptions: 1 The low initial Minimum Monthly Payment is calculated based on the low initial start rate. Rates are for calculation purposes only, please call your loan officer for rate quotes. 2 Paying the Minimum Monthly Payment will result in deferred interest, which will be added to the principal balance and increase your loan amount. This is called negative amortization. For the first 5 years the minimum payment will increase 7.5% over the previous year. 3 The Monthly Savings is calculated using the current Index + Margin. Rate increases or decreases are not computed. Monthly Savings compares the 30 Year Payment to the Minimum Payment. 4 The Effective Interest Rate is the rate the Lender charges each month. It is equal to the Index Rate + Margin. The Index + Margin yield may change each month as the Index rate changes. :: About Pristine Properties :: Pristine Staff :: Recently Sold :: Find a Home :: Buyer's Resources :: Dream House Finder :: Free Buyer Reports :: Seller's Resources :: Market Analysis :: Free Seller Reports :: Get a Loan Now :: Rent Vs. Buy Calculator :: Loan Programs :: Calculators :: Real Estate News :: County & City pages :: Marin County Schools :: Contact :: Jim Shroyer :: Toni Shroyer :: Marvin Balat :: Testimonials :: HOME ::
An Equal Opportunity Company. Equal Housing Opportunity. We are licensed by the CA Dept. Of R.E. #01042451 We Conduct Real Estate Sales & Finance in Marin County, California - Serving All Bay Area Counties & Cities including Sausalito, Tiburon, Belvedere, Tam Valley, Mill Valley, Corte Madera, Larkspur, Kentfield, Ross, Fairfax, San Geronimo, San Anselmo, San Rafael, Terra Linda, Lucas Valley, Ignacio, Novato, Sonoma & Petaluma.
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